The Cash Flow Recovery System is a cash flow management program specifically directed towards the non-competitive middle-income market. The marketing focus for cash flow recovery and management is directed towards the 35-45 year old middle-income families who are about to send their children to college. These families do not have sophisticated portfolios, as their major assets usually consist of only their home and their retirement plan (401k/403b). Consequently, they are desperate to find ways to pay for college without bankrupting their retirement or making major adjustments to their current lifestyle. Financial advisors that show these families how to more efficiently manage their assets, liabilities, income and expenses to maximize their cash flow, pay for college and still put away money for their retirement will create a major competitive edge and multiply their earnings dramatically.
Many advisors ignore the middle-income market because they assume these families have very little money to manage. The families also have a different attitude towards money. Most middle-income families are worried about putting a roof over their head and food on the table. They are not interested in the returns they can get on their money.
If you want to succeed in the middle-income market, advisors need to change their focus from investment returns and transferring wealth to solving these family’s primary needs and concerns; such as eliminating debt, improving cash flow, putting braces on Johnny’s teeth, and of course, paying for college.
Financial advisors that help these middle-income clients solve their cash flow problems and design a plan to pay for college AND still be able to achieve financial independence will all the opportunities they need to achieve financial independence themselves. Remember the axiom from John Jacob Astor:
“Serve the classes, live with the masses. Serve the masses, live with the classes.”
The College Cash Flow Recovery System
The Cash Flow Recovery System is a complete, turnkey service that was developed from cash management techniques and creative financial planning strategies used by large corporations. The sole intent of the Cash Flow Recovery System is to:
Show families how to proficiently manage their money in order to pay for college and still have enough extra cash flow to fund a specifically designed cash value life insurance policy (or other tax-advantaged investment vehicle) that will be used as a “hedge fund” to offset the highly tax-exposed 401k/403b.
The Cash Flow Recovery System includes a college planning training manual, a cash flow technical training guide, presentation guide, seminar PowerPoint, and marketing promotional materials. Everything you need to be proficient in cash flow recovery analysis. It also includes a calculator that allows you take data from your clients’ assets, debts, income, and household expenses and input it into a simple calculator to develop a “Cash Flow Recovery Report”; which includes a Proposed Cash Flow Analysis, a Projected Investment Portfolio Analysis, and a College Funding Analysis. These projections are then auto-populated to a SUMMARY REPORT that demonstrates how your clients can most efficiently pay for college and still be able to fund a minimum of $200 per month of additional money into their retirement.
The features of the College Cash Flow Recovery System are:
STEP-BY-STEP PROCEDURES guides, including:
Step-by-step instructions
A comprehensive and easy to understand college planning technical guide
Cash flow recovery procedure guide for middle-income families
Cash flow strategies for middle-income families
IRS guidelines for 401k and home equity standards
Articles developed by government agencies that explain the need for family’s to be “Tax Wise” if they don’t want to bankrupt their future
The Pitfalls of 401k’s in Tax Planning and Social Security
The War of the Generations – The Effect that Baby-Boomers will have on the Financial Future of Younger Families
Future Tax Burdens Due to Government Spending on the Elderly
CHECKLISTS & FORMS needed to successfully implement a college cash flow recovery service, including:
Holistic client cash flow questionnaire
Analysis on how to read a tax form
Complete tax strategy checklist
Household expense reduction checklists - Sample
And much more
EXCEL CASH FLOW RECOVERY CALCULATOR, including individual reports that provide:
Before & After Cash Flow Projection Analysis
Before & After Projected Investment Portfolio Analysis
ONGOING SUPPORT to successfully implement a turn key college funding service, including:
Telephone support and coaching from Ron Them
Tuition Rx website and bi-weekly client e-mail newsletter - Sample
Tuition Rx website “advisor only” area to enhance knowledge
Monthly teleconferences that provide timely updates and education
Advisor newsletters that provide the latest technical and marketing strategies
Preliminary assistance in client analysis and report compilation
DON'T WAIT!
College planning is the BEST door opener that we've ever seen in the history of financial services and cash flow recovery is the best methodology to get prospects actually excited to meet with you. Don't wait! If you want to dramatically increase revenues, then you need to order the CASH FLOW RECOVERY PROGRAM NOW!
If you are serious about developing a college planning niche within your financial services business, then you need our program. If you have questions, just give me a call at 614-889-5665 and I’ll be happy to further explain the exciting field of college funding and how it can dramatically increase your leads, appointments and sales.
Subscribe now for our free report "How to Use College Funding to Market Your Financial Services Business"